It seems that in most things in life that we try, we quit right before the big payoff. Just like a tiny plant that is about to break the surface of the Earth, our life is about to change but we seem to get…

What is investing? You know the word, but do you really know what it means? Are you investing or are you speculating? Knowing what investing really means and what constitutes investing (as opposed to speculation) might help you better wade through the many options…

Many people think that saving money and investing it is hard. They feel that saving is on the opposite spectrum of fun and involves scrimping, denying yourself, and harsh self-discipline. Saving does apply self-discipline and can be challenging at times (especially for those…

Sequential stock screening involves reducing the universe of stocks to a manageable size. For example, sequential stock screening might involve reducing all US publicly-traded stock to 10 stocks for use in a portfolio by eliminating stocks, one by one, based on filtration criteria (usually with…

The conventional wisdom is that diversification is an integral part of successful investing. Although the idea of diversification has been around for centuries (and is mentioned in both the Bible and the Talmud), the modern idea of financial diversification can be attributed to the…

If you’re here, you probably already know something about the digital currency called Bitcoin, which has grown in popularity over the last few years. Therefore, we won’t discuss what they are, how they are obtained, or how they…

Gold and silver might be good ways to diversify your portfolio and guard against risk and uncertainty (strategic portfolio risk management and mitigation). Still, you must be corrected if you make precious metals a significant part of your portfolio in most cases.

As…