Every journey begins with a single step. Have you heard of that saying? You’ve probably heard of it and although it might sound cliche, it is extremely insightful. If you don’t have at least $1000 put away you have not taken your first step…

Living below your means is absolutely required if you are to build wealth, gain financial independence, and live a life of dignity. However, too many people fail to live below their means even though they intuitively know that they should do so. Are you…

Although we try to live life as wisely as possible, financial emergencies do arise simply because of the unpredictability of life. We might plan, but the best we can really do to protect ourselves from life’s financial emergencies is to have an emergency fund…

To become an excellent saver over the long term you must get some sort of mental reward from saving – if saving is a difficult process (like resisting eating food when dieting), you might be able to do it for a little while but…