Saving and Investing Money is Fun

Many people think that saving money and investing it is hard. They feel that saving is on the opposite spectrum of fun and involves scrimping, denying yourself, and harsh self-discipline. Saving does apply self-discipline and can be challenging at times (especially for those who are less inclined to do it and for those who are new to building wealth). Still, like many complicated things, it can be rewarding and fun.

I love saving money and seeing my accounts grow. When I earn money, I plan to put a portion into a savings account or investment portfolio. I am a natural saver, and I have a general propensity to save (due to early experiences or genetics), but I love spending too. I enjoy pleasant experiences and nice things, and my friends and family know me as a very generous and giving person (of course, I am able to be very generous because I am a conscientious and diligent saver).

I love everything that has to do with saving money and building wealth. I enjoy picking investments or screening mutual funds or ETFs. I love seeing my balances grow and monitoring my investments. I love the security that comes with seeing my wealth increase and how it allows me to be a better friend, better family member, and better person overall. I love how saving is fun to do on its own and how it allows me to have a much more enjoyable life.

I don’t view saving as self-denial because I understand that some expenses don’t happen every month. I know that some expenses occur every year, every five years, or once in a lifetime. I know that when I save, I am allowing my future self to bear those expenses calmly and easily. I know that when I save, I am acting as a mature adult and demonstrating an important characteristic that sets humans apart from other animals: planning for the future.

If you don’t view saving the way I view it, that’s fine. It would be best if you still did it anyway because that is what a responsible adult does. However, I believe that if you stick to it long enough and see some success with it, you will feel similar to the way I feel about saving.