• Today, if you live in the developed world, you have unprecedented financial flexibility that will allow you to get your hands on cash very quickly – unlike most of human history. So, do you still need a rainy day fund in the 21st…

  • Once you’ve accumulated your 3-month to 6-month emergency fund you will need a place to put it. Where should you keep your emergency fund? There are actually 3 places you should keep your emergency fund for optimal protection and efficiency. Read the article…

  • You need an emergency or rainy day fund to protect you against all of life’s unpredictabilities. But saving up 3-months to 6-months of living expenses can be a difficult and tedious task, one that can be so discouraging that you give up altogether. To…

  • Investing is one of the best ways to grow and preserve your wealth, but you shouldn’t start investing unless you’ve done the 7 things below. Read the article below to find out how to create a proper foundation before you being investing. 

  • You know you need an emergency fund in place, but do you know why? All of the financial media says you should have a rainy day fund in place, but few discuss the reasons for such a recommendation. It might seem obvious, but…

  • Online savings accounts have been around for about a decade and provide a solid alternative to traditional savings accounts. You should have a 3 to 6 month emergency fund at minimum and you need to keep that emergency fund…

  • This is a topic that’s been covered by every financial blog, podcast, book, or show, but we’ve got to cover it here as part of the basics because a proper emergency fund is a basic necessity to financial well-being and financial health and I…

  • ​The common financial rule of thumb says that you should have 3 to 6 months of living expenses in your emergency fund. But what does “living expenses” actually mean? To calculate your monthly living expenses, you need to combine the amount needed to…